August 31, 2010

What happened to Paazee marketing ,Realway Trading


When companies like Paazee Marketing and Realway Trading launched the service it was going well in the initial stage ,they gave huge returns to the investors as promised merely for the third cycle of investors after that the companies collapsed because they simply did money laundering no Forex Trading .Because in Forex Trading if you are good, experienced and professionally trained trader you can hardly make 20 to 25 percent from your investments it would not double or triple your investment as the above said companies promise.Basically such companies start making investor tree.


INVESTOR TREE
10
100
1000
10000
100000
1000000
10000000
It is very easy to understand when they get 100 investors they pay the assured returns to the first 10 persons likewise they pay 1000 persons when they get 10000 investors and what happens when the fourth level investors get the assured returns the publicity of the companies spread rapidly everywhere like fire in a dry forest.That is what they needed the unimaginable investment starts pouring from the roof during 5th ,6th and 7th level of the tree now they simply wind up the company swallowing the money collected from the public.


1, First you must not trust the Team Leader or Brokers of such companies who assure you with creamy words saying that one can earn money simply sitting at home without doing any work because he is just a mediator or broker he gets 10 percent of your investment and he is happy with that.

2, Second such companies does not come under RBI's control you cannot blame anyone that you have been cheated because no proof for investment,no agreement for investment ,no assurance in writing every thing is oral .

3,Third do not invest your hard earned money just for an oral promise because there are lots of fixed income opportunity like Bonds and Fixed deposits.If you really want to invest your money for future returns just step in to a reputed Bank.

4, Always have in mind " Birds of prey " they are not here to give money but to snatch it..

5,Here is a cheque leaf given by Paazee Marketing to a investor still uncleared

August 23, 2010

NSEL E-GOLD a boon to traders and investors


NSEL (National Spot Exchange Ltd) has launched E-GOLD (one unit is 1 gram) and E-SILVER (one unit is 100 grams) and one can take delivery of spot Gold in the demat form by paying 10 percent of the actual price.Here is a small investment strategy for Gold investors ,let us consider that 1 gram of gold is Rs 3500/- after five years ie on 2015 and by the time you your requirement of Gold is 200 gms then you need Rs 700,000/- to afford it.At CMP (current market price) E-Gold is traded at Rs 1893/gm and 10 percent of CMP is Rs 190/- so to buy 200 gms of E-Gold you require Rs 38000/- now stay invested until you buy physical Gold or jewels.

If the price of Gold appreciates you get the credit of the price rise because you already own 200 gms of Gold in the demat form but what if price falls from CMP here you should have 10 to 15 percent more money to fund the Gold which you hold.
(example: If the Gold price falls by 5 percent from CMP ie Rs 90/- you will have to pay Rs 90 x 200 gms = Rs 18000 extra margin money to hold the position.

August 19, 2010

What is EMI holiday


Once I met a friend after a long period he was looking very troubled we had a coffee and started talking he told me that he lost his job 3 months ago and searching for a new one .He was a good friend to me and I knew that he has taken Personal Loans from two different banks and I was eager to know how he was managing his EMI's and I asked him the same.Then I got a information which no one told me before that if you are unable to pay your EMI's and you have a good repayment record with your bank one can use the option EMI holiday which enables you to skip or postpone EMI's up to 7 months,so that you do not need to struggle to pay your EMI's when you are jobless.The banks charge a small interest to your principle loan amount pending and the postponed EMI's are added to your loan tenure..